Credit Card Guide.

The APR on a credit card is the Annusal Percentage Rate of Charge. Some credit card companies allow you to transfer a balance from another credit card to theirs. Often they offer a perod of interest free time on the balance transfer although you will get charged a one off fee which is typically around 2.9-3.00%. This can be a great way to save money as it is possible to save as much as £200 on each £1,000 you transfer to the new credit card eeven after the balance transfer fee.

Credit Card Company	APR	Interest Free Balance Transfer Offer (Months)	Balance Transfer Fee	Introductory Purchase Offer (Months)	Credit Card Information	Credit Card Website
Virgin	16.8%	20	2.99%	3	Discounts at loads of Virgin companies
HSBC	16.9%	15	2.90%	3	Only available to existing HSBC customers who will get an immediate decision when they apply for the credit card online.
American Express	19.9%				5% Cashback for first 3 months on the credit card and then 1.5% after.
Vanquis Credit Card	39.9%				Vanquis specialises in providing credit cards for those who have had credit problems, are new to credit or are self employed.
Aqua Card	35.9%				Been turned down for a credit card? aqua could be the credit card for you.

Alternative Cards Compared Pre-paid currency cards