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Direct Line Pet Insurance Review


Direct Line Pet Insurance – save when you buy online.

Vet’s bills can cost you  thousands, but with Direct Line, you can pay from just £6 a month for cats  and from £8 a month for dogs, to help protect your pet and avoid the high  costs.

Summary of cover: 

Direct Line cover cats and dogs,
 
Must be currently in good health,

Aged between 8 weeks and up to 11 years (up to 6 years for some  breeds), UK resident.

Essential policy covers vet’s fees up to £4000 (per eligible condition) for a maximum of 12 months treatment for each illness,  injury or disease.

Advanced policy covers vet’s fees up to £6000 (per  eligible condition), with no time limit on reaching this amount 

Additional cover options:

Additional benefits including:

Advertising fees up to £1,000 if your pet  should stray or is lost or stolen,
 
Up to £1,500 purchase price reimbursement  if your pet is lost through theft, straying or accidental death,
 
Holiday cancellation up to £5,000 due to loss, illness or injury of your pet,
 
Up to  £1,000 pet boarding costs if you have to go into hospital for more than 4  days in a row.

Third party liability for dogs causing injury to another person or  damage to their property – up to £2 million (cover only available for  dogs

Overseas travel cover extends the cover above to countries included in  the government’s Pet Travel scheme, excluding liability arising under the  laws of the USA or Canada. Includes: Quarantine costs, Loss of pet passport,

Emergency expenses while overseas Repeat tick and worming treatment

With Direct Line Pet insurance the excess for cats is £70 and for dogs £80 taken once per condition. There is also an excess for third part liability property damage of £250. With direct line pet insurance you will not get a no claims discount if you don't make a claim as they take the view that they do not want to discourage pet owners from claiming for treatment that their pet needs just to reduce the insurance premium.

In 2009 Direct Line won the Readers Digest "most trusted insurance brand" award. Direct Line is part of the RBS Insurance division.

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Direct Line Pet Insurance Review.