Funeral Insurance

A number of companies offer funeral insurance or over 50's life insurance that can be used for funeral costs. These insurance plans can be used to help those loved ones you leave behind to pay for the funeral costs.  A typical funeral in the UK today is not cheap and below are some costings from an undertaker in the North West so likely the costs in the South east could be a lot higher. Figures correct @ 04/04/2010. Coffins                £820 - £2,452 Limousine each    £120 Service Sheets      80p each Cremtorium fees  £400+ Medical Fee         £147 Minister               £114+ Horse drawn hears £800 Guest book          £18 On top of the above there will also be the costs for the wake and even a basic finger buffet will be upwards of £7 per person. Companies offering funeral or over 50's life insurance are listed below.

Insurer	Information.	Website.
Legal & General	Legal & General – Over 50s Life Insurance Plans   You wait for ages for the right Over 50s Life Insurance plan….……then three come along at once.   Get onboard now and help those you leave behind.   Legal & General offer 3 over 50 life insurance plans.  All are designed to ease the financial burden on your family when you die.   Funeral Plan – “I want to help my family with my funeral costs”. Fixed Plan – “I want the certainty of fixed monthly premiums and a cash sum paid out when I die”. Increasing Plan – “I want the benefit from my plan to keep up with the cost of living”.   For a limited period only, Legal & General also offer a £50 M&S voucher when you buy.  Terms and conditions apply.  Offer ends 30/06/2010.
Sun Life	Sun Life Direct Guaranteed Over 50 Plan From just £6 a month the Sun Life Direct Guaranteed Over 50 Plan is an affordable way to leave your loved ones a fixed cash sum when you’re gone, and with this Plan you can be certain of the following: • Guaranteed acceptance for UK residents aged 50-85 – with no medical or health questions • Guaranteed fixed cash sum paid on death as long as you’ve been paying into the Plan for at least two years • Guaranteed fixed premiums from £6 a month that are payable for life. Please bear in mind that as the cash sum is fixed, inflation will reduce its value over time. Depending on how long you live, you could pay in more than the cash sum paid out and if you stop paying your premiums, your Plan will end and you won’t get anything back. As long as you keep paying your premiums you’ll enjoy the lifelong peace of mind this Plan provides. PLUS: • A choice of welcome gift as a thank you when you take out a Plan.
Engage Mutual	If you take out an engage mutual over 50's life insurance plan you can receive £30 of M&S vouchers free and the Engage Funeral Funding Option is a free addition to your plan that will make arranging your funeral much simpler. Engage have teamed up with The Co-operative Funeralcare, to allow you to arrange a payment to be made directly from your policy proceeds towards your funeral expenses.