Guardian Direct Over 50s Guaranteed Life Plan Review.

This Life Insurance Plan from Guardian Direct pays out more than some other over 50's life insurance plans because it has one big difference........To be accepted you must have been a non smoker for at least 12 months. If you are a smoker then you will need to look at some of the other over 50s life insurance companies here. If you are a non smoker then here is a summary of what the Guardian Direct over 50's Guaranteed Life Plan offers. Guaranteed acceptance if you are between 50 and 75 with no medical check or medical health questions. Premium fixed for the duration of the life assurance. Once you reach 90 your life insurance premiums stop but the cover continues. Should you be unfortunate to die within the first 2 years they will repay the premiums paid and after 2 years the payment quoted with your life plan will be paid out. Minimum monthly premium of £5 and a maximum of £50. Choice of a free welcome gift when you take out a new policy online of either £30 of Marks and Spencer vouchers or a Roberts Dab Digital Clock or Freeview Set Top Box. (Remember this is a life insurance not savings product so if you stop paying your monthly premiums you will get nothing back.)

Guardian Direct is a trading name of AEGON Direct Marketing Services Europe Ltd who are part of AEGON and international insurance company employing over 30,000 people. The over 50's guaranteed life plan is underwritten by Scottish Friendly Assurance Society Ltd.