If you find yourself in the situation of having an adverse credit history you will find that the typical loan suppliers like banks and building societies will not be interested in any applications you make to them for personal loans, but it is still possible to get a personal loan as there are a number of specialist loan providers who cover the bad credit history loan market. Below are details on a number of them but as we don't make recommendations it is down yo you to choose the most suitable for your circumstances.

Loan Company	Typical APR	Further Information	Link to Website
Wentworth Direct	15.2%	Unsecured loans for tenants and homeowners. Borrow £1,000 to £15,000 for any purpose from Wentworth. Wentworth can accept those who have been refused elsewhere, Problem cases, Judgements and defaults, Been blacklisted.
Winchester Direct	42.6%	If you've been refused elsewhere or have credit problems like... CCJ´s? Arrears? Defaults? Are you on Benefits? Have Bad Credit? Self-Employed? Debt Problems? Refused Elsewhere? Blacklisted? No problem... Winchester Direct can help!
Yes Loans	48%	Yes Loans - The UK's Bad Credit Loans Specialists. Yes Loans arranges unsecured loans & finance for both Homeowners and Tenants, whatever your credit history. We arrange loans for anybody, even those knocked back by high street lenders or suffering with bad credit problems such as CCJs, defaults or mortgage arrears. Validation criteria: Applicants must be employed, UK resident for past 3 Years, over 18, working at least 15 hours per week , 3 years of address history to process the client's application with lenders.
Provident Personal Finance Loans	272.2%	Provident Personal Credit specialises in straightforward personal credit that puts you in control. Provident offer small personal credit loans that can be arranged in minutes and delivered to your door in days. Their loans have regular fixed repayments - and the amount owed never goes up. With a Provident Personal Credit loan you always know where you are.