Marks and Spencer Money started in 1985 and was originally called St Michaels Financial Services. The name was changed to Marks & Spencer Financial Services Limited in 1988. The trading name was subsequently changed to M&S money in 2003. In 2004 it was sold to HSBC bank for £762 million although both companies retain a 50:50 profit sharing partnership.

Home Insurance Marks and Spencer home insurance is provided by AXA and the offer includes new for old cover and cardholders receive 1000 points plus @29/06/2010 Marks and Spencer are offering 20% off when you quote and buy online.

Car Insurance. With Marks & Spencer you get a choice of two cover options for you car as they offer standard and premier cover. Premier cover includes RAC breakdown cover, legal protection and keycare. Cover is provided on behalf of BISL Ltd and carholders also get 1,000 M&S points.

Pet Insurance. Marks & Spencer Pet Insurance offers cover for both cats and dogs with two levels of cover and no upper age limits although insurance is only available once your cat or gog is 8 weeks old. @29.06.2010 a 15% online discount is available as well as 250 points for M&S clubcard holders.

Travel Insurance. Marks offer a choice of 2 levels of holiday cover for both single trip and annual holiday travel insurance. @29.06.2010 when you quote any buy online you can get a 20% online discount as well as 150 points if you are a M&S cardholder.