Over 50's Life Insurance Review

A number of life insurance companies in the UK offer specific life insurance (assurance) for those aged over 50 plus from time to time they offer free gitsts as well and some of these can be quite valuable. The most popular over 50's life insurance policy comes from Sun Life Direct as their Guaranteed Over 50 Plan is the most popular plan of its type in the UK* and has over 675,000** customers. You have probably seen the adverts on television which are endorsed by Micheal Parkinson (Parky). (*Most popular Whole of Life plan bought directly. ABI Statistics, Q1-Q3 2008 **As at 8th January 2009.) To qualify for the Sun Life Direct over 50's life insurance plan you must be • Aged 50-85 • Reside in the UK (not including the Channel Islands or the Isle of Man) and The Guaranteed Over 50 Plan is an affordable way of leaving a cash sum to help your loved ones after you’re gone. As long you’re aged 50 - 85 you’re guaranteed to be accepted with no medical or health questions whatsover. After you’ve had the Plan for two years, we guarantee to pay out a fixed cash sum on your death. We simply ask that you keep paying your premiums for life, as there’s no cash-in value if you cancel the Plan at any time. Choose a premium you can comfortably afford, from just £6 a month, and then relax knowing your premiums will never go up and your cover will never go down. Just be aware that, depending on how long you live, you could pay more in premiums than the cash sum paid out. Also, inflation will reduce the value of the cash sum over time. Leaving a cash gift for your loved ones is easy and straightforward with the Sun Life Guaranteed Over 50 Plan. Currently when you take out the Sun Life Direct over 50's Life Insurance plan from AXA you can choose a free gift with the choices available being  Satellite Navigation system for your car, a 16" LCD HD Ready TV with integrated digital Freeview, a pocket camcorder, a mixed case of wine or a choice of £50 vouchers including Free Argos vouchers or M&S vouchers. . For further information and a no-obligation quote click here. If you’re happy with your quote you can apply online and get instant cover. Another company offering over 50's Life Insurance is Legal & General. Legal & General – Over 50s Life Insurance Plans   Three great plans designed to ease the financial burden on your family when you die.   Choose from:   Funeral Plan: ensures that the costs of a traditional cremation funeral are covered. Fixed Plan: the certainty of fixed monthly premiums and a cash sum paid out when I die. Increasing Plan:  watch your benefit grow in line with inflation when you increase your premiums.   Free £50 M&S voucher when you buy.  Terms and conditions apply.  Offer ends 31/03/2010. Another over 50;s Life Insurance policy is provided by LV (Liverpool Victoria) which is the LV 50 Plus plan, the UK's largest friendly society*. Many people aged 50 and over find that they don't have sufficient life insurance cover. That's why LV= has developed the 50 Plus plan. Premiums start from only £5 per month, that’s 17p per day. There is no medical or health questions to answer and acceptance is guaranteed as long as you are aged 50-80 and live in the UK. The 50 Plus plan can provide up to £25,000 life cover for the over 50s to help with things like funeral expenses and unpaid bills. When they started in 1843 as Liverpool Victoria, their goal was to give financial security and peace of mind to more than just a privileged few. And today it's much the same. As a mutual, they don't have to answer to external shareholders – so they can concentrate on looking after you. LV over 50's life insurance provides cover from just £5 a month, the amount of cover depends on your age and gender, your spouse or partner can also apply,cover continues for free when you're 90. Liverpool and Vicroria also offer you a free and you can choose from  free £30 Marks & Spencer vouchers or DVD Player or A 3.2 Mega-pixel Digital Camera. Further information on the LV over 50's life insurance plan can be found by clicking the liverpool victoria banner below.