Savings Account Provider	Interest Rate AER	Minimum Investment	Further information	Link To Savings Offer
ICICI Bank	4.15%	£1,000	HiSave 3 year fixed rate bond with a monthly or annual interest payment option.
ICICI Bank	4.15%	£1,000	HiSave 4 year fixed rate bond with monthly or annual interest payment option.
ICICI Bank	3.70%	£1,000	HiSave 2 year fixed rate bond with monthly or annual interest payment option.
HiSave	3.10%	£1,000	1 year fixed rate bond interest on maturity. (monthly interest option paying 2.96%)
Abbey	2.50%	£1	Online savings account with penalty free access 24/7.
HSBC	0.75%	£1	Online savings account with the interest rate shown including a bonus if you don't make a withdrawal.

Fixed Rate Bonds

If you have a Nationwide Flex Account holder you are eligible to apply for one of the Nationwide Fixed Rate Bond savings accounts. The fixed rate bonds are available over 6 months, 12 months, 18 months, 2 years, 3 years and 5 years. The minimum investment is £1 and the interest can be paid monthly or annually. The interest rates payable vary and start from  2.26% depending on the fixed rate bond term you choose and amount you invest.

Savings Accounts Summary

There are numerous different types of savings accounts but the main savings accounts can be catergorised as- Instant or Easy Access Savings Accounts These savings accounts normally allow you immediate access to your savings and generally offer a choice of ways to operate them like online on the internet, by telephone, by post or at a branch. Because you have immediate access with these savings accounts the interest rates they offer are generally lower than the savings accounts that require notice. Both the ING Direct Savings Account and the Alliance and Leicester savings account can be operated online.  Notice Savings Account These savings accounts require that you provide notice before gaining access to your savings and in return you should expect a higher rate of interest than from an instant access savings account.  Fixed Rate or Term Bonds These types of savings account require you to save for a specific time period. The terms can be as short as 6 months or as long as 5 years with the one year fixed rate bonds particular popular. Because you have no access to the savings for the term you choose to invest in them for you should expect to receive a higher rate of interest from a fixed rate bond savings account than you would receive from an instant access savings account. ISA's

Popular Savings Accounts

Tesco Internet Saver     Principality Building Society e-Saver     Abbey eSaver Savings Account Nationwide Fixed Rate Bonds     Alliance and Leicester Online Saver     HSBC Online Bonus Saver ING Direct Savings Accounts     Virgin Climate Change ISA Legal & General Corporate Bond ISA     Unit Trusts