Purpose of Travel Insurance

The purpose of travel insurance is to give you protection against holiday cancellation and  medical problems and lost or damaged property. For example if you were taken seriously ill on your holiday and had to be flown back to the UK from the states the cost without travel insurance could be as high as £50,000 on an air ambulance and if you have paid £1000's for your holiday and have to cancel at the last minute due to illness or a family bereavement it is good to know you have not lost the lot. Many travel insurance companies stop offering annual or single trip travel insurance once you reach the age of 65 so below you can see which travel insurance companies are still happy to offer you travel insurance company.

Single or Annual Trip/ Multi Trip Travel Insurance Reviews and Offers.

Travel Insurance Firm	Online Discount	Travel Insurance Information	Insurance Website
Churchill Travel Insurance	15%	No age limits on single trip and annual available upto 74.
AA Travel Insurance		Discounts for couples & families Special rates for single-parent families; Cover for business travel included. Kids under 17 free.
Argos Travel Insurance		Every policy includes coverage for essential medical expenses and cancellation.
OINC Travel Insurance	Save 10% when you buy online.	Cover available up to 74, OINC are confident that you will not be able to beat their travel insurance prices.
Marks and Spencer Travel Insurance	Save 20% when you buy online.	M&S Cardholders receive 150 M&S points.
Virgin Travel Insurance	Up to 3 kids can be added free	Choose from 4 different travel insurance cover levels to suit your holiday and budget.

Over 65's Travel Insurance

Travel Insurance Company	Age Limit Europe	Age Limit Worldwide	Further Information	Link to website
Marks and Spencer Travel Insurance			Annual travel insurance has age limit of 75 for US, Caribbean and Canada and 80 for everywhere else.
AA Travel Insurance	79	79	Both single trip and annual travel insurance available up to the age of 79.

Types of Travel Insurance

Travel Insurance is normally categorised as "single trip travel insurance" or "annual or multi trip travel insurance" Single trip is as the name suggests provides cover for a single trip while annual provides you with cover for trips over the course of a year. If you only intend to holiday once a year then single trip will be sufficent and cheaper but if you go away more frequently consider annual travel insurance as it should work out cheaper over the course of a year.

Popular Travel Insurance Reviews

AA Travel Insurance      Over 65's Travel Insurance    Tesco Travel Insurance     Argos Travel Insurance Marks and Spencer Travel Insurance     Churchill Holiday Insurance Virgin Holiday Insurance     Skiing Holiday Insurance Direct Line Single Trip and Annual Travel Insurance ASDA Single and Multi trip Travel Insurance     Debenhams Travel Insurance Barclays Bank Holiday Insurance     Endsleigh Single trip insurance (available up to 84)

If i have  the European Health Insurance Card (EHIC) do i need Travel Insurance?

The EHIC is a document which shows that the holder is entitled to free or reduced cost emergency medical treatment only in state hospitals within the EU. The EHIC is NOT an alternative to travel insurance. As it will not cover any private medical healthcare or the cost of things such as mountain rescue in ski resorts, repatriation to the UK if you are seriously ill or lost or stolen property. For these reasons, it is important to have both an EHIC and a valid private travel insurance policy. Some insurers now insist you hold an EHIC and many will waive the excess if you have one. The EHIC stands for European Health Insurance Card and application forms can be picked up at post offices.