Vanquis Bank Visa Credit Card News & Reviews

 


Vanquis Bank Visa Credit Card Review

Vanquis Bank’s products serve customers ranging from those who have had credit problems in the past, to those completely new to credit, are self-employed or have a low income.
 
The Vanquis Bank Credit Card is led by an experienced credit card team. It is a wholly owned subsidiary of Provident Financial plc, a leading international company providing home credit and credit cards.

The Vanquis Credit Card is a Visa card that has all of these great benefits:

No annual fee

  • Up to 56 days interest free on purchases
  • Additional cardholder/ free fraud monitoring at no additional cost – Vanquis warn customers of any suspicious activity on their account
  • Chip & PIN technology for added security whenever a Vanquis card is used
  • Visa is widely accepted in the UK and abroad
  • Offers convenience for paying online and over the phone
  • A friendly and dedicated UK customer call centre
  • As a provider that is specifically geared towards servicing customers with previous credit problems or little or no credit history their higher APR’s reflect the additional business risk posed by this area of the consumer market.

The Vanquis Credit Card is designed for those looking to build or re-build a good credit history. So if you have a poor credit history this might be the card for you. Vanquis have helped over 400,000 people so far. Maybe you're on a low income or retired? Perhaps you've run into difficulties and been left with bad credit? You may simply have no credit history but by making repayments on time on your vanquis credit card you will be building a strong credit rating, and the longer you do this the better your rating will be. Online applications takes about 5 minutes for a Vanquis Visa Card and you can expect a decision in 10-14 days although sometimes it can be minutes! Vanquis won the Credit Card Provider of the Year award in 2009 at the credit today awards.

Applicants for a Vanquis Abacus Card must be UK residents and over 18

Applicants for a Vanquis Blue or Gold Card must be UK residents and over 21

Applicants must be registered on the voters roll

Applicants must not have an outstanding County Court Judgement against their name or one that has cleared within the past year




Vanquis Bank Credit Card is a credit card that is aimed at those with a poor or no credit record and those looking to rebuild a good credit history